The Toyota Hilux is one of the most popular and reliable utes in the world. It’s built to last and can handle a wide variety of tasks, from hauling cargo to traversing rough terrain. If you’re interested in buying a Hilux, and want to look at financing, there are several different options depending on loan term, fixed vs variable loans or if a balloon payment is included in the loan.

How much does a Toyota Hilux cost?

The cost of a new Toyota Hilux can range typically from $25,000 to $70,000, depending on the options you choose. If you decide to finance the vehicle, you’ll need to factor in interest rates, fees, and other charges. You can also generally choose if you would like a monthly, fortnightly or weekly repayment.

Financing a Toyota Hilux

When it comes to financing a Toyota Hilux, you have a few options. There are traditional banks, Toyota’s in-house financing arm or non-bank providers such as While it may seem easiest to go with an existing bank or Toyota’s financing option, it's worth comparing as differences in interest rates can equate to big savings over the life of the loan.

How much are repayments on a Toyota Hilux

To get an idea of what your repayments might look like, you can use an online auto loan calculator. These calculators take into account factors like the purchase price, interest rate, deposit, and loan term to estimate your monthly payments. Keep in mind that these are just estimates and your actual payments may differ based on your individual circumstances.

Things to consider when financing a Toyota Hilux

When financing a Toyota Hilux, it’s important to consider your budget and how much you can realistically afford to spend each month. Be sure to factor in the cost of insurance, maintenance, and any other associated costs as well.

Overall, financing a Toyota Hilux can be a great way to get behind the wheel of a dependable and capable ute. With the right financing terms and a sound budget, you can enjoy the many benefits of owning a Hilux without breaking the bank.

Other Options

The HiLux not quite right for you? If you are after a reliable Toyota to cart the family around in, why not consider the Toyota Camry or RAV4.