Who is Kia?

Kia is a South Korean automobile maker founded in 1944. The company originally produced steel tubing and bicycle parts but began manufacturing motorcycles in the 1970s and cars in the 1990s. In the early 2000s, Kia began expanding globally and updating its product line. 

The company has since become known for producing practical, affordable vehicles with an emphasis on design and technology. Some popular Kia models include the Picanto, Rio, and Sorento. In recent years, Kia has also introduced several electric and hybrid vehicles, such as the Niro EV.

Kia car range & price estimates

(Estimated price range as a guide, and is before on-road and government charges)

Kia Sorento (2024): $47,650 - $81,080

Kia Picanto (2024): $16,290 - $21,290

Kia Niro (2024): $44,380 - $72,360

Kia Stinger (2024): $52,750 - $66,460

Kia Seltos (2024): $29,500 - $45,180

Kia Sportage (2024): $32,795 - $55,420

Kia ev6 (2024): $72,590 - $99,590

Kia ev9 (2024): $97,000 - $121,000

Kia Carnival (2024): $47,480 - $67,580

Kia Stonic (2024): $22,290 - $30,790

Kia Rio (2024): $19,690 - $25,590

Kia Cerato (2024): $26,290 - $36,860

Top selling Kia Car in Australia

In 2022, according to RACV, the Kia is the third best-selling car brand in Australia. The top-selling Kia cars in Australia are the Kia Sportage and Kia Cerato. The Sportage is a compact SUV that offers a comfortable ride, a spacious interior, and a range of advanced safety features. The Cerato is a compact sedan that is known for its sleek design, fuel efficiency, and advanced technology. Both vehicles are popular among Australian car buyers for their combination of value, performance, and features.

New car and used car finance from loans.com.au

Loans.com.au is a leading Australian online lending platform that offers competitive new and used car loans. The process of getting a car loan through loans.com.au is simple and straightforward. You can check out their wide range of low rate car loan products on their website. You can also get a quick car loan pre-approval.

The interest rate on a new car loan from loans.com.au can be fixed or variable and will depend on factors such as your vehicle age. Car loan terms for new and used cars alike are typically available from 1 to 5 years. loans.com.au also offers it’s customers great car loan features, and repayment flexibility to suit your needs, including weekly, fortnightly, or monthly schedule options.

Green car finance for Kia electric cars

Financing an electric Kia vehicle with loans.com.au is similar to financing any other vehicle. The process of applying for a loan is the same, and you will be required to provide the same personal and financial information. However, if you choose to finance a green car, also known as an electric car, some lenders will offer you an incentive for being environmentally friendly.

loans.com.au offers a green interest rate discount for financing an eligible electric vehicle, helping you save money and save the environment at the same time. Check out their range of low rate green car loans.

Most popular accessories sold with Kia

There are a variety of accessories that are popular or recommended for Kia vehicles. Some of the most popular and recommended accessories for Kia vehicles include exterior accessories such as spoilers, grilles, and side skirts, as well as interior accessories such as floor mats, seat covers, and steering wheel covers. Kia also offers a variety of entertainment and convenience features, such as navigation systems, Bluetooth connectivity, and rear-view cameras. 

It's important to note that some accessories may not be compatible with certain models and trims of Kia vehicles, so it's best to check with a Kia dealer to ensure that the accessories you want are compatible with your specific vehicle.

If you're interested in purchasing accessories for your Kia vehicle, you can finance them through loans.com.au by including them in your car loan.

How to use our calculator

Our car loan calculator can help you determine if the monthly car loan payments fit into your budget and enable you to compare different interest rates. Simply enter the loan amount, purchase price, interest rate, loan term, and deposit and adjust the figures to see how the changes can affect your estimated payment.

The difference between purchase price and loan amount

The purchase price is what you agree to pay the seller, while the loan amount is the amount you borrow from a lender. Some lenders will allow for 100% financing for the car, meaning they will finance the full purchase price. Whereas other lenders may require you to make a deposit on your car purchase, which will result in your loan amount being less than the purchase price.

What is a balloon payment?

A balloon payment is a feature offered by some car loan lenders, where you agree to pay a lump sum of your loan at the end of the loan term. This lump sum is usually calculated as a percentage of your loan amount, and generally ranges between 20% to 50%. While the balloon payment results in reducing your regular repayments, it is important to keep in mind the last payment at the end of your loan term will be this large, lump sum amount, and you should ensure you prepare for this in advance.

You can use our car loan calculator to find out an estimate of your car repayments if you decide to add a balloon payment.

Kia Brand Video (shared from Kia Youtube Channel)


The short answer is, yes. Refinancing your existing Kia car loan could result in a lower rate if your current rate is no longer competitive, or could help you financially if your balloon payment is approaching. Refinancing to a lender such as loans.com.au can allow you to access a great interest rate and better car loan features, which in the long run can save you money. However it is important to consider your own personal financial circumstances before refinancing, and potentially chat with a financial advisor if you are ever unsure.

Many dealerships also offer car financing for used Kia vehicles. They may have pre-approved financing with special terms and conditions. However dealership finance options are known to have high upfront and ongoing fees which can end up costing you in the long run. It can be beneficial for you to check out other lenders, such as online lenders like loans.com.au, to seek out a more competitive offer with low fees and more flexible loan features, which are likely to save you money over the life of your loan.

Many lenders will allow you to pay off your Kia car loan before the end of your loan term, however there will likely be early termination fees or discharge fees applicable for doing so. If you borrow money to buy a Kia through loans.com.au, you can pay off the loan ahead of schedule, and if you pay off your car loan with 12 months or less remaining on your loan term, there will be no penalties to do so.

Car loan interest rates for Kia cars can vary significantly depending on the dealer and lender. To get the best deal, it is advisable to shop around for the most competitive interest rate and lowest fees available. Online lenders, such as loans.com.au , often provide the most competitive rates and fees for Kia car loans.

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