The 2023 Kia Niro is gaining popularity as a great eco-friendly option with impressive features. The Niro Hybrid S starts at approximately $44,380, while the more luxurious GT-Line Hybrid begins at $50,030. Each make and model varies in features and trim. 

There’s plenty to love about the 2023 Kia Niro, from the interior design and spacious seating to its improved handling and dynamics. It’s also equipped with various safety features like rear parking sensors, rear autonomous emergency braking, and safe exit assist to name a few.  

Car finance options for the 2023 Kia Niro 

If you’re looking into car finance to purchase the 2023 Kia Niro, you can check out dealership financing, bank loans, credit unions, or non-bank lenders. Compare the car loans from various lenders as slight differences in interest rates and loan terms can significantly change the total cost of the loan. 

Use our online car loan calculator to estimate your monthly repayments. Consider the loan amount, interest rate, and loan term while computing your estimates. 

Example Calculation for a Kia Niro

Let's take a look at an example calculation for a Kia Niro. Suppose you're considering purchasing an Kia Niro for $39,990 MSRP. You have a trade-in vehicle of $4,990, leaving your loan amount borrowed at $35,000 and your credit score and personal situation qualify you for an indicative interest rate of 5.99%. You decide to finance the vehicle over a 60-month term.

Using an online loan calculator, you can estimate that your monthly payments would be around $676.49, with the total cost of the loan coming in at around $40,589. This includes the principal amount of the loan, interest paid over the term of the loan, however any fees or charges associated with the loan would still have to be added.

Similar vehicles to the 2023 Kia Niro 

Explore other car options to ensure you make the right choice. Other vehicles like the 2023 Kia Niro include the Honda CR-V, Hyundai Kona, Hyundai Ioniq 5, and Toyota Prius.